Welcome to 84 Elm Street, an exceptional two-family property offering flexibility, charm, and income potential, just a five-minute walk from bustling downtown Keene. Whether you're looking to owner-occupy while offsetting your mortgage, or need a smart layout for multi-generational living, this home is ideally suited for both. Each unit provides comfortable, separate living spaces, while the property itself offers a rare combination of character and modern updates. The first-floor unit features a beautifully renovated kitchen and bathroom (2023), blending functionality with thoughtful design. Upstairs, you'll find unique details, including a striking tile mosaic of Mount Monadnock in the kitchen-adding a true sense of place and craftsmanship. Recent improvements include new 200-amp electrical service for both units (2023), all new windows (2025), and a new water heater (2026), giving the new owner peace of mind for years to come. Outside, the property continues to impress. A large, paved driveway provides ample parking for multiple vehicles, as well as space for an RV or boat. The expansive backyard is a standout feature, complete with trees, blueberry bushes, a large grape arbor, raised vegetable gardens, and established perennials-perfect for relaxing, entertaining, or gardening enthusiasts. Additional highlights include a two-car garage equipped with a Level 2 EV charger, along with a spacious barn and workshop offering excellent storage or hobby space. This is a rare opportunity to own a well-built, thoughtfully updated multi-family home in a highly walkable Keene location-ideal for both homeowners and investors alike. The owner is a licensed real estate salesperson in the State of New Hampshire.